LEGAL NOTICES
WEB SITE AGREEMENT
PRIVACY STATEMENT |
GENERAL INFORMATION
The http://www.npsglobal.com/ Web Site (the "Site") is an online information service provided by National Payment Systems®, subject to your compliance with the terms and conditions set forth below. The information provided on the site should not be considered complete and should not be used in place of communication and consultation. The information is believed to be correct as of the date presented.However, neither National Payment Systems® nor any of its related companies makes any representation or warranty as to the completeness or accuracy of any of the information.
The reader assumes the entire risk of relying on the information.
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. NPS MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.
1. Copyright, Licenses and Idea Submissions.
The entire contents of the Site are protected by international copyright
and trademark laws. The owner of the copyrights and trademarks are National
Payment Systems, its affiliates or other third party licensors. YOU
MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own
non-commercial use provided that you agree not to change or delete any
copyright or proprietary notices from the materials. You agree to grant
to NPS® a non-exclusive, royalty-free, worldwide, perpetual license, with
the right to sub-license, to reproduce, distribute, transmit, create
derivative works of, publicly display and publicly perform any materials
and other information (including, without limitation copyright and trademark
laws. The owner of the copyrights and trademarks are National Payment Systems®,
its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT,
GRAPHICS, CODE AND/OR SOFTWARE.
You may print and download portions of
material from the different areas of the Site solely for your own
non-commercial use provided that you agree not to change or delete any
copyright or proprietary notices from the materials.
TRADEMARKS.
NPS® and/or any other names of National Payment Systems® or its
publications, products, content or services referenced herein or on the
Site are the exclusive trademarks or servicemarks of National Payment Systems®
Other product and company names mentioned in the Site may
be the trademarks of their respective owners.
2. Use of the Site.
You understand that, except for information, products or services
clearly identified as being supplied by NPS®, NPS® does not operate,
control or endorse any information, products or services on the Internet
in any way. Except for NPS®- identified information, products or
services, all information, products and services offered through the
Site or on the Internet generally are offered by third parties that are
not affiliated with NPS. You also understand that NPS cannot and does
not guarantee or warrant that files available for downloading through
the Site will be free of infection or viruses, worms, Trojan horses or
other code that manifest contaminating or destructive properties. You
are responsible for implementing sufficient procedures and checkpoints
to satisfy your particular requirements for accuracy of data input and
output, and for maintaining a means external to the Site for the
reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. NPS PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY
MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND NPS SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS
AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. NPS DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.
IN NO EVENT WILL NPS BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE
LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF NPS OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, NPS' LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
NPS® makes no representations whatsoever about any other web site which
you may access through this one or which may link to this Site. When you
access a non-NPS® web site, please understand that it is independent from
NPS®, and that NPS® has no control over the content on that web site. In
addition, a link to a NPS® web site does not mean that NPS® endorses or
accepts any responsibility for the content, or the use, of such web
site.
3. Indemnification.
You agree to indemnify, defend and hold harmless NPS®, its officers,
directors, employees, agents, licensors, suppliers and any third party
information providers to the Service from and against all losses,
expenses, damages and costs, including reasonable attorneys' fees,
resulting from any violation of this Agreement (including negligent or
wrongful conduct) by you or any other person accessing the Service.
4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3
(Indemnification) are for the benefit of NPS® and its officers,
directors, employees, agents, licensors, suppliers, and any third party
information providers to the Service. Each of these individuals or
entities shall have the right to assert and enforce those provisions
directly against you on its own behalf.
5.Term Termination.
This Agreement may be terminated by either party without notice at any
time for any reason. The provisions of paragraphs 1 (Copyright, Licenses
and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4
(Third Party Rights) and 6 (Miscellaneous) shall survive any termination
of this Agreement.
6.Miscellaneous.
This Agreement shall all be governed and construed in accordance with
the laws of the State of Ohio applicable to agreements made and to be
performed in Ohio. You agree that any legal action or proceeding
between NPS and you for any purpose concerning this Agreement or the
parties' obligations hereunder shall be brought exclusively in a federal
or state court of competent jurisdiction sitting in Ohio, County of
Franklin. Any cause of action or claim you may have with respect to the
Service must be commenced within one (1) year after the claim or cause
of action arises or such claim or cause of action is barred. NPS®'
failure to insist upon or enforce strict performance of any provision of
this Agreement shall not be construed as a waiver of any provision or
right. Neither the course of conduct between the parties nor trade
practice shall act to modify any provision of this Agreement. NPS® may
assign its rights and duties under this Agreement to any party at any
time without notice to you.
Any rights not expressly granted herein are reserved.
LINKED INTERNET SITES
There may be links in this web site which will let you leave NPS®'s website. Linked sites are not under the control of NPS®, and the content available on the internet sites linked to this website do not necessarily reflect the policy of NPS®. NPS® is providing these links to other internet sites as a convenience to you, and access to any other internet sites linked to this web site is at your own risk. NPS® assumes no responsibility for, or any obligation to monitor the content of such linked internet sites. The inclusion of any link does not mean recommendation or endorsement by NPS® of the linked site.
NPSGLOBAL.COM an affilate of NATIONAL PAYMENT SYSTEMS® will not share the nonpublic personal information of current or former Clients or Customers of Clients with non-affiliated third parties except in these cases:
As permitted by law. For example, providing information to industry regulators, to law enforcement agencies, for fraud prevention, to credit bureaus and to third parties that assist us in processing applications and the transactions you originate or authorize, and in sending statements to you.
With parties that assist NPS® in promoting our own products and services. The companies with whom we contract to provide you with financial products or services, either on our behalf, or jointly with us, are each required to keep your nonpublic personal information confidential, using it only to offer you additional products or services. They are not authorized to use this information for any other purpose.
In jointly marketing financial products with selected financial institutions.
NPS® collects the following information about Clients and Customers:
Information provided on applications and other forms such as name, address, social security number, employment status, assets and income.
Information about transactions with us, our affiliates and others
Information gathered from consumer reporting agencies
Information from industry databases, researchers and marketing data providers.
Information from government agencies
Information from others about you regarding their relationship with you such as a reference.
NPS® maintains policies and practices that protect the security and confidentiality of our Clients and Customers information.
The policies provide for:
Access to Client and Customers records being restricted to employees and agents who we determine need the information in order to perform their job duties.
Maintaining and protecting information through security-enhancing software such as virus and intrusion protection software.
Physical security at our buildings.
Password protection on database access.
Compliance audits.
Employee training
Backup and recovery procedures
If you have any questions about this privacy statement please contact the National Payment Systems® President and Chief Operating Officer
HERE
